Why chose Yolfeb as a trainee.

The ample differences between traditional schools and skill acquisition schools such as the one Yolfeb runs is the time frame it takes to wrap up everything and start living a meaningful life. For instance, Yolfeb vocational school takes about 1-2 years or even lesser time of 6 months to complete, after which we offer immediate employment or a start-up capital. Depending on the individual choices.

NOTE: We consider maturity and expertise to handle business before giving anybody a start-up capital.

While on the other hand students attending traditional colleges often spend up to 4-6 years to complete their studies with a very scant hope to get a reasonable job. In addition traditional schools has a voluminous range of courses that are not significant to student’s area of study. Yolfeb skill acquisition program require trainees to focus on a particular trade. One more distinguishing factor is the cost of tuition, hostel, feeding, and handouts. While some vocational skills centers require a fee, on an average of about ₦30,000 to ₦60,000 from start to finish. It is not the same case in Yolfeb International. Yolfeb offers free skill acquisition with the following terms and conditions:

 The trainee/student has a genuine passion and desire to improve his/her personal financial

status, and the national economy.

 She/he is willing to offer intellectual, monetary, and spiritual support to the Nigerian


 The trainee/student upon completion of his/her training is willing to teach others for FREE as he/she was taught for FREE.

 That the trainee/student is willing to become a major partner with Yolfeb so as to maintain and sustain the good work already started.

 If the trainee/student is applying in one of the major cities in Nigeria or a state which she/he is not a permanent resident then s/he must produce a reputable surety/sureties in case of emergency.

 Trainees/Students who receive our start-up capital are under strict evaluation and monitoring until they refund the start-up capital without interest.

 Trainees/Student must attend Saturday Life skills training organized by Emmanuel Bako the President of Yolfeb International. These life skills are meant for character development and

many other business skills that will help them succeed in their trade.

 Trainees/Student must be willing to learn and to teach freely and passionately what they have learned.

 Trainee/student must be willing to travel within and outside Nigeria for volunteer works

 Yolfeb International is not and will not be responsible for the physical well-being of trainees such as health issues. Though in most cases we offer our keenest advice.

 Yolfeb International doesn’t give free food, free money and or free transportation to the students except under circumstance where we see the absolute necessity to do so.

At Yolfeb International we believe that our efforts can make a huge difference. Join us order to bring about transformation and make impact globally. Our goal is to be a catalyst for more dreams to be realized and more lives to be improved. We help young people work together towards a more fulfilled and satisfying life by means of skill acquisition (economic empowerment) and life skills (Psychological and leadership empowerment). for more information visit here

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Yolfeb Welcomes All- A letter from the President.

Dear Youth,

I understand your plight, your fears, your longings and how the society we live threat you as a problem rather the product of the real problem- the society. Do not be afraid because regardless of culture, religion, tribe, education, economic or social status Yolfeb will embrace you. Whether or not your story is true or false Yolfeb will care for you. We are programmed to help all, we have no choice than to do that which we are programmed to do. The world is filled with fake people, people who lie to take advantage of others. But in Yolfeb we are ready for anything.  The only thing we fear is fear itself. Don’t cook stories to convince us that you are real because here that’s not what matters. Don’t fake certificates to feel belonged because here that’s not what matters. The only place that appreciates people for being themselves is Yolfeb International. Yolfeb is a home for the homeless, and a source of hope and inner strength for the weak and frustrated. My sleepless nights, darkest moments, and intense struggles was all meant for you to be happy, fulfilled, and economically responsible. My vision is to see your dreams come true. All you need to be a trainee/trainer in Yolfeb is to be human with a desire to change your life for the better.

You can always connect with me if you have issues with regards to your life. I will counsel you and show you the way. Though i am not perfect myself, i have secret pains and struggles but from the little i know and the little you know we can grow together. We can change our environment’s view of us. Youths are not all the negative things they say on TV by some unlearned NGO’s with their cadre of followers.

Emmanuel Bako

President Yolfeb International

Yolfeb Materials Now Available Free For Members.

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Yolfeb T-shirts, Cups, Pen and many more materials are out to be distributed by June 30th to members and partners. This is to further develop the culture of awareness among youths who are looking for an opportunity to learn a trade. However, the materials are only free for registered members not beneficiaries otherwise known as trainees. Members here includes: Yolfeb Facilitators, Partners, and Yolfeb global correspondents.

visit our facebook page for more information

poverty in nigeria. Rich country, poor people

Published Mar 2012 – Updated Apr 2013
The North/South poverty gap in Nigeria reflected in the infant vaccination map

Why is Nigeria poor?

Poverty in Nigeria has been a problem for more than 50% of the population in the past 10 years, with surges over 60%.

In 1980 however a little less than 30% of Nigerians were living below the poverty line.

I fact it seems there has been no real change in Nigerians’ living standards, while living standards worldwide have been increasing, thus including goods that are vital for social inclusion (access to radio, TV, telecommunications).

A Nigerian study points out that considering its income per capita only, nothing has changed since 1970. Nevertheless at the same time the country has become richer and richer thanks to the exploitation of its oil resources.

So despite being the 3rd biggest economy in Africa, Nigeria ranks around 160th out of 177 countries on the scale of the Human Development Index (HDI).

Poverty in Nigeria is essentially a rural issue. Therefore experts usually consider access to banking and micro-credit services crucial to help local farmers invest in agriculture, be it for crops, machines, transport vehicles and so forth.

Given the country’s high unemployment rate, this means that entrepreneurship is key to reducing poverty in Nigeria and that obstacles to business creation – such as corruption – are barring the country from its right to development.

Agriculture and poverty in Nigeria

Agriculture & poverty in Nigeria

Nigeria is a rather large country with a population of more than 140 million, making it the most populous country in Africa. Unlike East African countries, in the West many regions such as Nigeria benefit from a tropical climate with lush vegetation and a diverse range of crops that grow all year round. This highlights just how important agriculture is to reducing poverty in Nigeria.

The country should be part of the biggest exporters of a variety of products, and a much larger proportion of Nigerians should reap the fruits of this trade. In general, whenever the country experiences periods of economic growth, they match improvements in agriculture. It provides tons of food, jobs, raw material for other sectors (e.g. cattle) and higher income. Even today as the service sector is taking off; agriculture remains an important aspect in the country’s economy.

Several studies confirmed what was obvious to everyone: people with larger farm land, those with access to loans (e.g. micro-credit) or production assets, as well as people closer to local markets all showed much lower poverty rates than the rest.

Integrating thousands of households into local markets and teaching more advanced agricultural techniques are also essential aspects to reducing poverty in Nigeria. In many ways this implies more government intervention, at least to invest in basic infrastructure such as roads and cheap public transportation so that people are given the opportunity to go to town and sell their crops.

Other causes of poverty in Nigeria

Rural poverty in Nigeria: lack of healthcare & basic infrastructure


Nigeria is another good example of how poverty and macroeconomic shocks are related. It has been just as relevant to the recent global economic crisis as it has been to the previous crises in the 1980s.

Back then it led to a massive surge in poverty – from 20% to 40% – with unemployment, inflation, debt and a fiscal deficit. Despite the oil money that started flowing in… where did that money go?

Macroeconomy and rural poverty

Nigeria is part of that group of African countries that has no real reason to account for its perpetually high poverty rates. No other reason than corruption or incompetence, perhaps. After many attempts to stabilize their economy, macroeconomic reforms in the 1980s finally worked well. Surprisingly their positive effects on the economy did not trickle down (as the theory would have) to the rest of the population. No, it’s a joke: it’s not a surprise. The same has happened in many countries, and on the contrary, poverty increased instead.

As said before, poverty in Nigeria is mostly rural. Macroeconomic shocks tend to affect rural areas much more than cities. Poverty, for example, is expected to decline by more than 40% in cities, but it is to increase by over 7% in rural areas.

Ethnic map of Nigeria: a mirror of the distribution of poverty in the country


Social issues

It is usually the case – as with most other African countries – that the larger a family is, the smaller is its income. It’s the age-old traditional pension system. Amass enough children so that a significant number of them survives and pay for your old days. Things are still this way because child mortality is still far too high and due to limited access to education, overall income remains low.

In the eyes of many experts, the best way to increase income is to help local businesses flourish. In other words, spur entrepreneurship. But even then, considering that almost 40% of entrepreneurs in Nigeria have secondary education, you would still need to help with access to schools and further education. It also means that institutions should also focus on practical skills training as well. Likewise, many advocacy groups argue that the 9 years of compulsory education should be extended to 12 years.

Most of these issues also call for a real investment in infrastructure, be it in education & schools, roads or the market economy. This would then lead to the creation of a great deal of jobs which would not only raise the income of the population, but also increase its human capital as people are able to work and improve their skills. From that, more human capital would mean more income and ultimately… less poverty.

Among other barriers to entrepreneurs are the high prices of agricultural input and the lack of capital to expand their businesses. This shows how important it is for government to stop or limit speculating on food prices in stock markets and that there might be a need to regulate these basic prices for developing countries, just as China used to do and still does to a lesser extent. Reducing rural poverty in Nigeria needs targeted development programs rather than nationwide ones. This is critical, as there are especially high poverty rates in oil-producing provinces, showing a complete lack of redistribution of resources and wealth.

Women: latent potential for poverty reduction

Women in Nigeria: the missing link to real growth?


Amongst the factors that most feed the cycle of poverty in Nigeria and other West African countries are mass unemployment and lack of productivity. Unemployment causes the huge human waste you are all familiar with, and includes issues of income, well-being and diseases that can all be attributed to this. A lack in productivity means a lack of supply in goods and services in the country.

A study of women entrepreneurs in Nigeria revealed very interesting aspects that can help with poverty in Nigeria. For a majority of women, what drove them to entrepreneurship was mostly the ideal of gaining control of their lives and/or make more money. But for a third of them, it was also because they had no other choice since no there was no job to be found around town. But the main discovery was about cultural differences in the way entrepreneurship is perceived.

While in the West entrepreneurship is often viewed as a male domain, the studies reveals that in Nigeria (and possibly other West African countries), a great majority of women saw opportunities to become entrepreneurs as available to both men and women. Most of these women were married, often had children, and relied on family members or friends as role models. This shows how family and social dynamics are important to improve the conditions of women, and thus family income and poverty in Nigeria.

The main problems remained those of entry barriers into the market. Namely the difficulties in setting up a business (legally and administratively speaking) and issues with women’s access to credit. In this regard, microfinance is a major driver of female entrepreneurship in the country and continued access to credit is key to continuing this trend.

Community banking

Nigerian women entrepeneurs


Because of the importance given to banks and financial services, a system of community banking was established early on in the 1990s. These banks were expected to provide micro-finance services but also basic banking services such as deposits and savings, all while encouraging investment. If most of the Nigerian government has been trying to help local farmers excluded from markets, banks have on the contrary been granting loans mostly to trade-related activities, which imply short term gains.

This was pretty much the opposite of what they were expected to do since experts were mostly counting on community banking to develop the country’s agriculture and manufacture. But these are more long term goals and represent gains that haven’t been very attractive to new bankers. That’s why more and more experts have been recently arguing that the state is usually among the best investors (or bankers) for developing countries because it’s somewhat more able to keep in sight the long term development goals (see the examples of Japan, South Korea, China… but also almost every Western country during the industrial revolution). The biggest problem in Nigeria however remains that of corruption and the lack of political will to develop the country.

This is mostly the reason why private and/or foreign microfinance initiatives have been expanding so well. But the government still has a role to play in building a proper legal environment for the development of rural finance. Without the right legal framework, people (and businesses) are often more exposed to corruption and scams of all kinds. As they exist now in Nigeria, community banks are not suited to the poor. They should focus on opportunities to create more jobs in agriculture, help women create businesses, and provide services more adapted to the needs of the poor (in terms of loan sizes, repayment mechanisms etc).

Corruption and poverty in Nigeria

Corruption in Nigeria and to a greater extent in Africa remains the most important obstacle, if not nuisance, to economic and social development. It threatens the achievement of the MDGs (Millennium Development Goals) and the existence of the Nigerian state itself. Corruption in Nigeria affects ethnic groups in different ways, often creating privileged groups and excluded ones.

So far, all attempts to tackle corruption in the country have failed for many reasons. First, politics are openly deemed the best way to become rich (before any political agenda whatsoever). Secondly, and as a consequence of this, there is no true political will to fight corruption. On the contrary this would affect politicians’ businesses. Thirdly the great ethnic diversity in Nigeria contributes to the lack of national cohesion and opposition to the problem of corruption.

What is frustrating is that Nigeria does have the financial resources to fight corruption and develop proper law enforcement agencies.

Hell, the government must have enough money to lift millions out of poverty in Nigeria without the need for extra help. If waste and corruption were overcome, money could finally go to the country’s infrastructure: hospitals, running water, education system, etc…

Corruption remains the main cause of systematic waste of the country’s resources, and therefore the main cause of poverty in Nigeria. On the bright side, since President Jonathan – and despite the many controversies and recent terrorist bombings under his presidency – the pace of reforms has been a lot faster and Nigeria has enjoyed a GDP growth around 7%. Not enough to meet the MDGs, but still somewhat substantial.


  • Business Profiles of Women Entrepreneurs in Nigeria: The Challenges Facing a Growing Economic Force in West Africa, Daphne Halkias et al., African Journal of Business and Economic Research 2009
  • Combating Corruption for Sustainable Develemental Growth in Nigeria, Michael Sunday Agba, International Business and Management 2010
  • The Role of Community Banking System in Nigeria’s Development Process, Risikat Oladoyin S Dauda, The Icfai University Journal of Financial Economics 2009
  • Country Report Nigeria, Economist Intelligence Unit, October 2010
  • The Influence of Economic Related Factors on Poverty among Farming Households: The Case of Nigeria, P. V. Kwaghe* and P. S. Amaza, Asia‐Pacific Journal of Rural Development 2008
  • Entrepreneurship Development in Micro Enterprises as a Medium for Poverty Reduction in Kwara State, Nigeria, Umar Gunu (PhD), Interdisciplinary Journal of Contemporary Research in Business 2010
  • Girl-Child Education in Northern Nigeria: Problems, Challenges & Solutions, Mukhtar Alhaji Liman et al., Interdisciplinary Journal of Contemporary Research in Business 2011
  • Household Poverty and Inequality: the Implication of Migrants’ Remittances in Nigeria, John Chiwuzulum Odozi et al., Journal of Economic Policy Reform, 2010
  • Regression-Based Approach to Income Inequality Decomposition in Rural and Urban Nigeria, A.S. Oyekale et al., International Journal of Economic Perspectives 2007
  • Income Inequality, Unemployment, and Poverty in Nigeria: a Vector Autoregressive Approach, T. O. Akinbobola and M. O. O. Saibu, Policy Reform 2004
  • Income Redistribution, Growth and Poverty Dynamics During the Period of Economic Reforms in Nigeria, A.S. Oyekale et al., The IUP Journal of Applied Economics 2011
  • An Assessment of Income Shocks and Expected Poverty Dynamics in Rural Nigeria, A S Oyekale and T O Oyekale, The IUP Journal of Agricultural Economics 2010
  • Informal Self-Employment and Poverty Alleviation: Empirical Evidence from Motorcycle Taxi Riders in Nigeria, Ogunrinola I. Oluranti, Intemational Joumal of Economics and Finance 2011
  • Fuzzy Set Approach to Multidimensional Poverty Decomposition in Rural Nigeria, T O Oyekale et al., The Icfai University Journal of Agricultural Economics 2009
  • Oil Extraction and Poverty Reduction in the Niger Delta: A Critical Examination of Partnership Initiatives, Uwafiokun Idemudia, Journal of Business Ethics 2009
  • Political Thuggery and Democratic Dividends in Nigeria, Michael Sunday Agba et al., International Journal of Public Administration 2010
  • Poverty Alleviation Through Micro Financing in Nigeria: Prospects and Challenges, J.E. Imhanlahimi & E.J. Idolor, Journal of Financial Management and Analysis 2010
  • Public Sector Intervention, Economic Growth and Poverty Alleviation in Nigeria, Lloyd Ahamefule Amaghionyeodiwe, The Icfai University Journal of Public Finance 2009
  • Rural Poverty in Nigeria: Profile, Determinants and Exit Paths, John C. Anyanwu, African Development Bank 2005
  • Marketing the UN/OSCAL Framework as a Microfinance Model to Nurture the Non-oil Sector of the Nigerian Economy, Stevina U. Evuleocha, International Journal of Business and Social Science 2011
  • Review of Youth Unemployment, Underemployment and Poverty in Nigeria: Implications for Policy Makers, Victor E. Dike, African Journal of Business and Economic Research 2010

– See more at: http://www.poverties.org/poverty-in-nigeria.html#sthash.wrP89jRv.dpuf

Compassion to Reach the Most Vulnerable

Compassion to Reach the Most Vulnerable

“There is a friend who sticks closer than a brother” (Proverbs 18:24).

This verse expresses so well what your partnership means to Yolfeb International Together, with your help, we are serving the most urgent needs of the Nigerian /African Youth:
• Creating more jobs for vulnerable youths by means of skill acquisition
• Providing FREE loans to these youths after they successfully graduate from the skill acquisition training.
• Standing as true Guardians of African youths we give them lifes skills to save them from stereotype thinking and be able to grow into successful adults with the ability to make informed decisions.
• Creating a true community of friends and advocates who Stand for Yolfeb International in local communities.
Sadly in today’s world, Youths does not have many true friends.
For this reason, I am counting on your response today to be a friend to the youths that sticks more closer than a brother.
Please prayerful consider partnering with us. I know God will bless you for it!
Thank you and remain blessed
Contact: yolfebinternational@yahoo.com


As water is very essential to human life; so is skill needed in the life of every serious minded human being. Skills can do a lot of great work in the life of every living soul. Lack of skills is a major cause of corruption. The importance of skill acquisition includes self employment, diverse job opportunities, employment generation, effective function, and crime reduction.

Self-employment: A skill acquired man is a self-employed man. The piece you are reading right now is written as a result of the skill acquired by the writer. There are so many self-employed writers today who do not border themselves of carrying files from one office to another in search of job. Their duty is freelance writing and they make great money from their writing. In the same vein, many successful businessmen and woman whose names are heard in many parts of the world are self-employed. A self employed person can never go hungry because the skill he acquired provides food for him on daily basis. But one who lacks skill acquisition will find it difficult to be self employed because he has nothing to offer.

Skills acquired by website designers are what they use on their daily feeding instead of indulging in cyber-threat or online theft which is also related to internet. In that case, they do not have the time to answer ‘sir’ to anybody. They are self-employed due to the technical skill they acquired sometime ago. They are hired by many companies on daily basis because the skills they acquired keep them going. Whenever they feel like staying in their home and rest they do so without being questioned by any higher authority. They are simply boss of their own.

Diverse job opportunities: Have you ever seen someone who acquires many skills alone? Such person is classified as someone who is up and doing. Those who have many skills stand the chance of gain job from many establishments. Frankly speaking, people who have many skills are being searched by many companies. Company A, B, and C stand in a queue fighting over one person. They are searched for because they can do many functions due to the series of skills possessed.

This is similar to what happens in the world of football. Many football clubs fight over star footballers in every football season. In that case it is left for the footballer to select from many opportunities that wait for him. Some football clubs like to have star footballers like Christiano Ronaldo, Portugal; Lionel Messi, Argentina; Rooney, England; and many others because of the excellent football skills they possess. Some of these footballers are accused of being Illuminati members but what keep them going are their skills. A case like this has the footballer to decide which club to play for. In that case, he is not searching for job but job is searching for him; just imagine the power of skill acquisition.

Employment generation: Many governments are still finding it difficult to provide jobs for the citizens because the citizens are lacking important skills they need. There will be a lot of jobs generated for the citizens of every country if the citizens are well equipped with skills. This is why it is necessary for government to organize skill acquisition programme for the masses as this will go a long way in providing jobs for others.

Someone who is well equipped on electronics repair can train his fellow citizens. When these citizens ‘mature’ in such field, they start earning from the skill they acquired from their master. This is how the newly trained in that field will train other persons, and employment generation keeps on growing in such circle. Likewise those who have good skills in businesses, they make good money on their businesses and generate employment for others by employing other to assist him in his business.

Effective function: Organizations that employ skilful workers to assist in their organizational duties lose

nothing at all because there will be always effective functions performed by the employee. This is because the employee has acquired necessary skills needed for him to perform the work as desired by the organization. The knowledge he gained from the training on that specific job makes him to do the organization’s works as desired by the management of the organization.

There is much difference between studying a particular course in the university or college and going for training on that course the person studied. Training on that course gives the fellow an insight on how to pilot the function whenever he is called. With skill acquisition combined with the education attainted by a person, effective function is offered to the company he works or is going to work with.

Crime reduction: Skill acquisition reduces the crime rate in many nations. People begin to think on many dirty activities they will do to make money when they do not have anything to call job of their own. But, with acquired skill by an individual, he works and makes money from his acquired skill. This will make him to feel comfortable in life and do not disturb his or herself life in any way.

Nations are advice to organize skill acquisition programmes for her citizens to experience low crime practices by her citizens. Instead of engaging in crime, the money acquired by the citizens from empowerment through skill acquisition can be used to promote peace in such nations. Also, the skill acquired by the citizens who were indulging in crime before can be used to convert those who are still partakers in such bad practice. They can go after their old bad friends and teach them the new skills they acquired thereby destroying themselves.